Confidence to Spend More.

If you’re like most retirees, you built your savings one dollar at a time. You worked hard, made sacrifices, saved diligently, and chipped away at it—putting small amounts in the right places, year after year.

Now you find yourself on the verge of the life you've been preparing for, only to discover the habits that got you here are not easily undone. And despite your desire to use the money you saved to do the things you always said you would, you can't help but question if you should.

Every moment at the checkout hangs with a second of hesitation. Every dollar spent triggers an internal debate. The more you try to spend, the worse it feels. All of a sudden, using your money feels like a risk you can't afford to take.

Hard to Save, Harder to Spend addresses what few retirement books do—the emotional roadblocks that keep smart, capable people stuck second-guessing every spending decision—even when they have more than enough. With over twenty years of experience helping retirees turn their money into memories, Adam unpacks what he calls The Saver's Debate—that split-second when you either give yourself permission to spend or silently shut it down.

Before you miss out on the life you promised yourself, learn what it really takes to flip the switch from save to spend.

You won't just spend more.
You'll live more, give more, and intentionally die with less.